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Can low cost penny stocks be a useful method for the average person without stock experience, or is it one of the many products that scam artists sell as being a get rich quick scheme to mugs? Well they are a fun way to learn a bit about stocks and shares without the risks associated with a major investment. Because penny stocks are, as their name suggests, at the lower end of the investment tree, the opportunity to lose your life savings at a stroke are somewhat limited. That is not to say that penny stocks are always a good investment, far from it, as they are even more volatile than regular shares and money invested can disappear almost overnight, but the amount of money should be quite small. To sum up penny stocks are an inexpensive way to enjoy the thrill of trading in the stock market at minimum risk.